Trading in your car can be a smart way to reduce the cost of your new vehicle purchase. By applying the trade-in value to your next car, you can lower the loan amount, reduce monthly payments, and potentially get better loan terms. Here’s how to maximize your trade-in value and lower your loan amount. 1. […]

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Did you know FICO scores are utilized in over 90% of lending decisions? Here’s a quick breakdown of how the credit bureau determines the FICO score: 35% – Payment History: This is the biggest factor that affects your FICO credit score. Being a few days late on a couple payments won’t be damaging, but it […]

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Test drive and ask questions: Before, during and after your test drive, ask any questions you may have about the vehicle. Common things people ask about include the amount of previous owners, service history, engine capabilities, tow capacity and much more. You have questions? We have answers. Build your credit: If you want to take […]

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